Welcome, University of Tennessee Chattanooga Students & Parents!

  First Tennessee Student Loans
Federal PLUS Loans

Another student loan option is the Federal PLUS Loan. PLUS stands for Parent Loans for Undergraduate Students. It allows your parents to borrow the full amount of estimated school expense, minus any awarded financial assistance for the annual period of enrollment. Repayment must begin within 60 days after the loan is fully disbursed.

Federal PLUS Loans from First Tennessee feature:

  • Flexible repayment options
  • Full payment deferral for up to four years while your student is in school
  • No income or collateral requirements

If you use this web page to apply for a loan, you are applying for a Federal Parent PLUS Loan for your child to attend University of Tennessee Chattanooga. If this is not the school your child plans to attend, please contact the financial aid office at your school or visit their website for information on how to apply.
First Tennessee

866.386.5641
Lender #810563

If you have questions about student loans, please call our Student Loan Service Center toll free at 866-386-5641.


 

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*All borrower benefits and interest rate reductions are terminated upon loan delinquency or default. Stafford interest rate reduction is effective upon graduation during periods of active repayment. Quick Pay (automated payment) interest rate reductions are granted only during periods of active repayment and with a valid e-mail address on file. Rebate programs will be calculated based on the original principal balance minus any cancellations or refunds after designated 12 continuous on time monthly payments. The one time benefit repair option for Stafford and PLUS loan programs provides the ability for a previously delinquent borrower to reinstate the interest rate reduction after 24 continuous on time monthly payments. We reserve the right to discontinue or modify benefit programs at any time without notice. Any termination or modification will not affect the terms of loans previously made. Specific terms and conditions apply, visit www.firsttennessee.com/student or call 866.386.5461.