Welcome, Rice University Students!

Edamerica provides you with low-cost student loan options.

We offer big savings on FFELP (Federal Family Education Loan Program) loans. Our vision is to create access to higher education so students can realize their dreams in life.

* Auto-debit repayment benefits are effective for loans first disbursed on or after May 15, 2008.

Edamerica Xtra Credit Alternative Loan

As college tuition and expenses increase, you may need to explore alternative sources of funding - after you maximize your student aid options including federally guaranteed loans.  Edamerica's Xtra Credit loan is a private source of funds for credit-worthy undergraduate and graduate borrowers.

  • Convenient online pre-approval process
  • Competitive interest rates
  • Defer principal and interest payments while enrolled in school and during the subsequent six month grace period
  • Up to 48 months of deferment for internships and residencies
  • Low monthly payments
  • Combined billing of Xtra Credit and FFELP loans serviced by Edfinancial Services
  • Available to cover all education-related expenses

 

If you use this web page to apply for a loan, you are applying for a private student loan to attend Rice University.  If this is not the school you plan to attend, please contact the financial aid office at your school or visit their website for information on how to apply.
  

Questions about Xtra Credit?  Call 800.337.1009.

Enjoy exceptional customer service via Edfinancial Services, convenient combined billing with your Stafford loan, online payment and account information, and a 24-hour voice response system.